EreborDe-banking Risk Scorer

Know your risk before your bank acts on it.

Demo by Armaan Kazi
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What traditional banking looks like for innovation companies

Most banks were not built for companies operating at the frontier. Crypto firms, AI labs, defense contractors, and stablecoin operators face a systemic problem: the banking infrastructure they depend on treats them as liabilities, not customers. The result is frozen accounts, sudden closures, and an inability to access basic financial services -- not because of fraud or wrongdoing, but because traditional risk frameworks were never designed for this economy.

Today

Innovation Co.Traditional BankRisk Flags RaisedAccount Closed

One compliance review away from losing your banking.

With De-banking Risk Scorer

Your Profile5-Dimension AnalysisVulnerability MapErebor Fit

Know your risk before your bank acts on it.

What this demo adds

De-banking risk is not random. It follows predictable patterns based on your business model, revenue sources, asset types, and regulatory exposure. This tool scores your company across the five dimensions that traditional bank compliance teams use to flag accounts for review or closure.

TodayWith This Tool
Risk visibilityNone until account closedScored before it happens
Dimensions assessedUnknown to company5 specific risk vectors
Banking alternativesScramble after closureIdentified proactively
Stablecoin readinessNot assessedExplicitly scored

Why it matters

SVB proved concentration risk is existential

When SVB collapsed in 2023, thousands of crypto and tech companies lost access to funds overnight. De-banking does not require a bank failure -- a single compliance review can produce the same outcome for a single company.

Traditional banks use blunt instruments

A bank's compliance system does not distinguish between a sophisticated institutional crypto trading desk and a retail speculation account. Both get flagged. Both get closed. The nuance that makes your business legitimate does not survive a risk screening algorithm.

Erebor was built for exactly this gap

Erebor received OCC and FDIC approval in under 9 months specifically to serve companies the traditional banking system excludes. Knowing your risk profile is the first step to finding infrastructure that matches your business.

Why This Is Different

Most banking tools help you manage money. This one tells you whether your bank is about to take it away.

Try it

Enter your company profile and get your de-banking risk score.

Works for any company in crypto, AI, defense, stablecoins, or digital assets. The more specific you are about your business model, the more accurate the assessment.

Company Profile

Business Characteristics

This risk assessment is for illustrative purposes only and does not constitute legal, financial, or regulatory advice. Banking relationships depend on many factors not captured in this tool. Consult qualified advisors for specific guidance.

Built by Armaan Kazi. Not affiliated with Erebor.